Coleman Advisers helps expats make sense of their UK pensions, their Spanish tax position and their investments, and put a clear written plan in place. We're based in Barcelona and have been advising international clients for two decades.
Who We Help
Most people contact us because they are in one of these situations:
- You have pensions in the UK or the US, such as a 401(k), and aren't sure whether to leave them, consolidate them or start drawing an income.
- You want to know whether your pensions and savings are on track to give you the income you'll need in retirement.
- You've become Spanish tax resident and want to understand what to do with your pensions, ISAs and other investments.
- You're concerned about inheritance tax, including the UK changes affecting pensions from April 2027.
Services
Pensions and Retirement
Reviewing and consolidating UK pensions, managing international pensions including US 401(k)s, and planning retirement income.
Investments
Advice on investing your savings and managing your existing investments, set up to suit your goals and attitude to risk and to be tax-efficient for a Spanish resident.
Tax and Residency
Understanding your position under Spanish tax rules, including the Beckham regime, wealth tax and overseas asset declarations, and how UK and Spanish inheritance tax apply to your estate.
Your Financial Planning Report
Every new client relationship starts with a Financial Planning Report. Once we understand your circumstances, we prepare a written report specific to you. It explains where you stand today, what we recommend and why, and sets out a short list of actions in the order they should be done. It's written in plain English, so you can read it at home, discuss it with your partner and come back to it later.
About Us
Coleman Advisers was founded by Paul Coleman, who has a British background, grew up in Catalunya and has spent two decades advising international clients.
Contact Us
Tell us briefly about your situation and we'll get back to you within one working day.