Financial advice for British and international people living in Spain
Coleman Advisers helps expats make sense of their UK pensions, their Spanish tax position and their investments, and put a clear written plan in place. We're based in Barcelona and have been advising international clients for two decades.
Who we help
Most people contact us because they are in one of these situations:
- You have UK pensions and aren't sure whether to leave them, consolidate them or start drawing an income.
- You have pension savings in more than one country and want them planned together.
- You're approaching retirement and want to know whether your savings will give you the income you need.
- You've become Spanish tax resident and want to understand how your pensions and investments will now be taxed.
- You're concerned about inheritance tax, including the UK changes affecting pensions from April 2027.
Services
Pensions and retirement
Reviewing and consolidating UK pensions, managing international pensions, and planning a tax-efficient retirement income.
Investing
Professionally managed portfolios and Spanish compliant investment bonds, set up to suit your attitude to risk and to be tax-efficient for a Spanish resident.
Tax and Residency
Understanding your position under Spanish tax rules, including the Beckham regime, wealth tax and overseas asset declarations, and how UK and Spanish inheritance tax apply to your estate.
Your Financial Planning Report
Once we understand your circumstances, we prepare a written report specific to you. It explains where you stand today, what we recommend and why, and sets out a short list of actions in the order they should be done. It's written in plain English, so you can read it at home, discuss it with your partner and come back to it later.
About
Coleman Advisers was founded by Paul Coleman, who has a British background, grew up in Catalunya and has spent two decades advising international clients.
Contact Us
Tell us briefly about your situation and we'll get back to you within one working day.