Financial Planning
Take control of your finances today to secure your future.
Retirement Planning
Your retirement years should elevate your quality of life, not diminish it. To ensure long-term financial stability, it’s crucial that your retirement provisions work as efficiently as possible.
Making your pension plan work for you requires a proactive approach. Yet, managing existing pensions and keeping your retirement goals on track can often feel overwhelming.
At Coleman Advisers, we simplify the process. We assess your pension situation and present strategies in clear, straightforward language, allowing you to make well-informed decisions.
We start by understanding your unique circumstances and goals. From there, we design investment strategies carefully tailored to your risk profile, working together to build a secure financial future.
SIPPs, QROPS & QNUPS
At Coleman Advisers, we offer expert guidance on specialised pension schemes, including SIPPs, QROPS, and QNUPS. Whether you're looking to take more control over your retirement investments or seeking tax-efficient ways to manage overseas pensions, we can help.
SIPPs (Self-Invested Personal Pensions): For those who want flexibility and control over their pension investments. SIPPs are often used to consolidate several UK pensions and can offer valuable features for non-UK residents
QROPS (Qualifying Recognised Overseas Pension Schemes): If you’re an expat or planning to retire abroad, QROPS can offer tax advantages and flexible currency options. We provide guidance on transferring your UK pension abroad.
QNUPS (Qualifying Non-UK Pension Schemes): For those looking to mitigate inheritance tax or invest in a tax-efficient retirement scheme outside the UK, we help structure QNUPS that suit your individual situation.
Our personalised, jargon-free approach ensures you fully understand your options so you can make informed decisions to secure your financial future.
Education Fee Planning
The rising cost of education makes it essential to plan early to secure your child’s academic future. We help you manage and prepare for these significant expenses without compromising your long-term financial goals.
From private school fees to university tuition, we work with you to create a tailored savings and investment plan that ensures you can meet the costs of your child's education at every stage.
With clear advice and a focus on your unique goals, we provide the financial roadmap to give your child the best start in life.
Insurance and Protection
Safeguarding your family, income, and assets is fundamental to financial security. We help ensure that you and your loved ones are protected from life’s uncertainties.
Life Insurance: We guide you in selecting the right life insurance policy, tailored to offer financial security for your family in the event of the unexpected.
Critical Illness & Income Protection: Illness or injury can affect your ability to earn. We provide solutions that safeguard your income, ensuring essential expenses are covered during difficult times.
With our expert, personalised advice, you can have peace of mind knowing you have a robust protection plan in place that suits your needs and secures your financial future.
Succession and Estate Planning
We help you plan for the future by ensuring your assets are passed on according to your wishes, with minimal tax liabilities. Our estate planning advice gives you peace of mind, knowing that your legacy is protected for future generations.
